Individual Credit means only one borrower is responsible for repaying this loan unless another person has agreed to guarantee or co-sign the loan.
Joint Credit means more than one person (a borrower and a co-borrower(s)) is responsible for repaying the loan.
Review all your answers carefully. You promise that everything you have stated in this application is correct to the best of your knowledge and that we may verify
the information you provided. You authorize us to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the
credit received. If you request, we will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that it is a
federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications . If there are any important changes, you will notify us in
writing immediately. You will also agree to notify us of any change in your name, address or employment within a reasonable time thereafter.